Category Archives: Credit Cards for Housewives

Small Business Credit Card

Small Business Credit Card

There is a question arises in the mind of people that why people are in need of credit cards. Clearly, people may face any tough situation in life that they have to borrow money from anyone. Sometime they don’t find people to provide funds to them, here the banks play role of lender of last resort.

The small business credit cards are there to help you out when your business is in need of money and funds. It has been noticed that a lot of business owner will not try to apply for the business credit card but instead they use they personal credit card to provide funds to the (small) business.

Small business credit card

Small business credit card

There are a lot of benefits associated with the use of small business credit cards.

  • First and the most important thing is high credit line.

In the personal credit card from the bank you can’t get maximum credit to meet the needs of your business.

In business credit cards you can get maximum credit to finance your business. The business credit card holder will get amount of $50,000 and above if the credit rating is good, if the rating is high you will get high line credit.



Credit history of business is another thing to get small business credit cards. The credit card issuing bank will give business rating or ask for business report of client, these agencies will provide accurate business report to the issuer of credit, if you have business credit card your credit rating will be tracked as business credit card otherwise it will come under personal credit card.

Small business credit card by phone

Small business credit card by phone

Separate finance is another advantage of having small business credit card. By opening your business account you can maintain your personal and business account effectively. You can counter the issues in business dealing when using credit card of business.

Moreover it is very easy to track the spending of the business if you use your business credit card for transactions. It will be easier for business to pay the utility bills and payments through card rather than giving cash by hand. You can also be entitled to get reward of using business credit card.

Most of the banks have started the scheme to reward their customers with some points if they regularly use the credit card for business use. If you apply for business credit card the logo and name of business is written on card that will promote your business image.

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Best Cash Back Rewards Credit Cards for Women

Best cash back rewards credit cards for women

If you are in need of money and you are looking for using credit card to fulfill your requirements then you should go from cash back credit cards. You can see that mostly people prefer this type of cards as compare to reward back cards.

Cash back credit card

Cash back credit card

The main reason behind this is that it is very simple to understand this cash back process and it is easily acceptable through out the world.

Another big reason for popularity of this card is that it is considered as a discount on every purchase that you make as compare to income, so this way you don’t have to show it in your income for tax related affairs. Following are some of the best cash back rewards credit cards for women.

Blue Cash Preferred Card

This is a card which is issued by American Express and it is offering an excellent 6% of cash back rate on all the purchases that you made from US stand-alone grocery stores. If you are looking for some other purchases that you can do from US stand-alone gasoline station and some major stores then the rate of return will be 3%.

Visa credit card

Visa credit card

 

Still if you are looking for some other products which you may not find on these stores and stations then you will be paid back 1% on any other transaction. You have to pay a fee of $75 on annual basis on this card.

Chase Freedom Visa

Another card which is very popular and considered among best cash back rewards credit cards for women is Chase Freedom Visa card. This card is offering you $100 as sign up bonus, for this you have to spend $500 in first three months, from the date when you opened the account. This is 20% cash back. Other than this you will also entitled to receive 5% of cash back on first $1500 spending from different merchants categories. Other then this all the transactions that you are doing will offer you $1 as cash reward.

So these are some of the best cash back rewards credit cards for women offers that you can avail. Other then this you can also find some more according to your requirements and demands, for this you just have to go online and search these online. This way you can easily able to compare different cards and their rate of cash rewards.

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Business Credit Cards for Women

It has been seen that women are unnoticed segment of the society. The role of women is great in the development of the economy and those economies that have neglected the women role in generation of money and business are lacking behind now days. Women play crucial part in the development as a nation.

Business credit cards for women

Business credit cards for women

There is certain kind of business that women can do to boost up the economic activities. It enables women to earn fast and work hard. Business credit cards for women can certainly play the role when it comes to providing finance to the women in their business. There are some banks that are providing women with a lot of opportunities like credit card facilities to fulfill their basic business needs.

It is clear that everyone this world may need credit and finance at any part of the time. Sometime they lend money from friends but most people look upon secure and major source of credit that are banks and financial institutions.

Credit cards for women

Credit cards for women

It is vital for women to always advice to select the right business credit cards for women so that they can get maximum benefit of using it. It is always important to realize the name of credit card. It is business credit card that is meant for using it for business purpose rather than shopping for personal needs.

There is always a certain limit that you can use for shopping with this credit card. It is suggested that after using the credit card you must pay the amount back to the company that issues that credit card before the due date. Otherwise you will have to pay the extra charges on nonpayment.

If you are not in good position for in recent time, you must deposit little money to the account so that your account remains in good position for future. Business credit cards for women will be issued by the companies by keeping 10% of the amount limit to the account. It is just to secure the credit card. These types of cards are well known as secure credit cards.

  • There is good news that you can use these credit cards and withdraw money from ATM.
  • At the time of need women can exercise the option and use these credit cards for the business need.

In this way the business activities don’t get stuck in one position.

Good luck.

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